Financial

What Every Car Owner Should Know

 Many car owners can expertly maneuver through rush hour traffic, but far fewer can expertly navigate their way under the hood. Automotive issues can leave many of us wondering “What’s that sound?” and “Do I really need this repair?” or even worse, ignoring a problem altogether. Championship Tips Drew Torrey and Matt Saunders are...
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Ryan & Wetmore, PC Ranks Among Top 50 Accounting Firms on Washington Business Journal’s Book of Lists; Frederick Office Grows

SILVER SPRING, Md., July 19, 2011 /PRNewswire-USNewswire/ — Ryan & Wetmore, PC, a full-service accounting and management consulting firm, recently was ranked among the top 50 Washington, DC area accounting firms on Washington Business Journal’s Book of Lists. This distinction marks the third consecutive year the company has made the list. Ryan & Wetmore...
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Tips for Retirement

Retiring at last. You have earned it by every measure. But now, you face an important transition in your personal financial plan.  You have finished accumulating retirement assets and are now beginning to distribute them as income to support your retirement lifestyle. The choices you make now will certainly impact your long-term financial situation....
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“Bank-ready” Business Plans Essential for Business Loans

Alex Rossulek

As a business owner or entrepreneur, the likelihood that you will need to seek financing either for start-up costs or for business growth is a given, especially in today’s economic climate. Aside from a neatly pressed suit and a confident attitude, the most essential tool you will need to bring along when you meet...
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Frederick Office of Economic Development Offers Tax Seminar for Small Businesses

SCORE Frederick teams up with Frederick Innovative Technology Center to bring you an important educational class to assist you in filing your 2010 State and Federal Business tax returns. Ideal for the small business and the entrepreneur because now more than ever you need to know what you can and can’t deduct from your...
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Bank Errors Cause Damage to Credit, Distress to Homeowners

by Marian Wang ProPublica We’ve pointed out cases in which banks’ miscommunication and disorganization have caused mistaken foreclosures, but as several recent reports have noted, that’s not the only way in which bank mistakes have affected homeowners. Some consumers have been surprised to see damage to their credit score after requesting information from the banks. One...
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Standard & Poor’s Triple A Ratings Collapse Again. The Question is Why?

by Jesse Eisinger ProPublica Two weeks ago, Standard & Poor’s put out a press release: The credit rating agency warned it was poised to downgrade almost 1,200 complex mortgage securities. So what? Isn’t that dog-bites-man at this point? Well, two-thirds of these mortgage bonds were rated only last year, long after the financial crisis. And...
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At Foreclosure Law Firms, Concerns About Novice Attorneys

by Marian Wang ProPublicaA few months into the foreclosure scandal, we reviewed job listings seeking supposed foreclosure experts and even department supervisors, noting that many listings offered low pay and required little education. Some listings we saw were posted by staffing agencies, recruiting workers and paralegals for banks and foreclosure law firms. As it...
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Where Things Stand: Foreclosure Paperwork Scandal

by Marian Wang ProPublica Some struggling homeowners are currently getting a temporary reprieve from foreclosure sales and evictions during the holiday season, but that doesn’t mean all foreclosure cases have stopped moving through the courts — and it doesn’t mean we’re done covering the developments in the foreclosure scandal either. Here’s where things stand:...
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The Year in Wall Street Investigations

by Karen Weise ProPublica It’s been over three years since credit markets started shaking with the early tremors of the subprime crisis, and two years since that spread into a marketwide collapse. Prosecutors, regulators, Congress and journalists have spent the year uncovering the financial shenanigans that brought the market to its knees. It’s been...
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